Private Medical Insurance

Working as a contractor should mean that you enjoy a greater level of income than had you stayed a permanent employee. With this employment flexibility comes greater earnings capacity but also a greater degree of risk that your income could be disrupted by routine operation or unforeseen illness - every day that you take off work is a day’s income lost forever.

Rather than endure costly delays caused by NHS waiting lists, contractors need reliable, good quality private medical insurance cover to leapfrog waiting lists, be treated in comfort and get back to work with a minimum of delay. This essential safety net can literally be self financing if it results in reduced time spent unable to turn up at your clients site for work.

Western Provident Association (WPA)
ContractorUmbrella have teamed up with WPA, a leading not for profit UK Health Insurer with a heritage of over 100 years, to offer preferential rates for its contractors.
WPA offers a full range of both Private Medical Insurance and Cash and Dental plan policies. They have a variety of polices ranging from the basic ‘Essentials’ offering access to private surgery through ‘Premier’ and ‘Elite’ that offers extremely comprehensive cover to cashplans to recover routine treatment costs like dental, optical, prescriptions etc.

Benefits for employees of ContractorUmbrella include:

No penalties for claiming. WPA have no penalties for claiming, no matter how much you claim your next years premium will not rise because of it.

Ongoing discount.WPA usually offers contractors up to a 20% discount, employees of ContractorUmbrella will benefit from an additional ongoing 10% discount.

Availability of care - WPA cover ALL UK hospitals and consultants you are free to choose where you receive treatment.

Customer Care – Underpins everything they do. WPA has had only one Financial Ombudsman Service adjudication against it since 1996 and all calls are answered at their UK head office.

To get a quote or to get more information, please visit: www.wpa.org.uk/contractorumbrella or call WPA on 020 3384 3805.