Contractor Mortgages
Getting a mortgage as a contractor doesn't have to be difficult!
ContractorUmbrella works closely with the UK's leading specialist independent financial advisors Infinite Wealth Management Ltd (IWM).
Choosing a good broker is essential to avoid the hassles of dealing with lenders who are not familiar with the contracting market. An experienced broker can remove the hassle by making use of the expertise and contacts they have built up over many years, to make your life easier.
Most mortgage brokers charge a fee for their services which can be as much as 1-2 % of the loan. ContractorUmbrella have arranged a special offer with IWM and our clients will not be charged a penny.
Most contractors have a profile that is enough to put-off most high street lenders, and the ones who are willing to lend quite often apply expensive surcharges - IWM are your perfect mortgage partner.
IWM will find the best 'contractor mortgage' provider for you, one who will make you a mortgage offer based on a generous multiple of your hourly or daily rates alone. They will not require substantial deposits and perhaps most importantly the provider will be a recognised, major financial institution and not an expensive self certification scheme.
Getting your Contractor Mortgage and working with IWM will ensure that you are making the most of the opportunities presented by your employment status. IWM will help you avoid the pitfalls that you face working outside of a large company employee benefits package.
Please let our dedicated contact, Adrian Watts or Stuart Brown, know your requirements via the contact form below or call 01206 263773 or 01206 263984 today.
Your home may be repossessed if you do not keep up repayments on your mortgage.
