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Do you have a question on umbrella employment?

Don’t Worry Our Group Operations Director is on Hand

Introducing Our Expert

With over 10 years experience in the industry, Lauren Monks, our Group Operations Director, shares her expert umbrella employment knowledge with you.

If you would like any further information, please Lauren on 01206 591 000 or email

Employee Resources


PAYE Umbrella Calculator

Find out what you could be taking home through Contractor Umbrella today! Umbrella Take Home…

A Graduate’s Guide to Becoming a Contractor

What is a contractor? A contractor is someone who is self-employed or employed, if working…

Umbrella Companies Explained UK

Umbrella Companies Explained Umbrella companies are an increasingly popular choice for contractors and freelancers –…


Umbrella Company Expenses: A Guide

Umbrella Company Expenses: A Brief Guide If you work through an umbrella company, you are…

Umbrella Company Insurance

£5 million Professional Indemnity Insurance £10 million Employers Liability Insurance £5 million Public Liability Insurance…

What is PAYE?

The amount due is calculated by your employer according to HMRC regulations then deducted from…


IR35 and Umbrella Company Contractors

IR35 has long been criticised by both the self-employed and those who support the sector;…

IR35 penalties – a contractor’s guide

IR35 penalties: A contractor’s guide Are you a contractor who supplies services to a client…

How many contractors are caught by IR35?

How many contractors are caught by IR35? The off-payroll working rules (IR35) have been in…


Does IR35 apply to sole traders?

Does IR35 apply to sole traders? If you are contracted to provide services to a…


What Happens if I Receive Multiple Payments within a Tax Period?

What is meant by a ‘tax period’? Working through an umbrella company means that you,…

Rolled-up holiday pay introduced for umbrella company contractors

What is rolled-up holiday pay? Rolled-up holiday pay is when a worker is paid an…

Contractor Umbrella: Payslips

This is something that we at Contractor Umbrella will always deliver on; every penny is…


What Happens if my Umbrella goes Bust?

How do you get paid through an umbrella company? As an umbrella contractor, you are…

Why does the Apprenticeship Levy appear on an Umbrella Contractor’s Pay Statement?

Umbrella company tax First, let’s look at umbrella contractor tax: As an employee of an…

What childcare and family support is available for contractor-employed parents?

What childcare and family support is available for contractor-employed parents? Another difficulty is the ambiguity…


What counts as work covered by the Construction Industry Scheme?

What is the Construction Industry Scheme? CIS is a tax deduction scheme for both contractors…

What are an Umbrella Company’s Responsibilities When it Comes to the Construction Industry Scheme?

What is the Construction Industry Scheme? The Construction Industry Scheme, or CIS, is a tax…

How Do We Verify a Subcontractor for the Construction Industry Scheme?

What is the Construction Industry Scheme? A tax deduction scheme for both contractors and subcontractors…


How Do I Register for the Construction Industry Scheme as an Umbrella Contractor?

What is the Construction Industry Scheme? CIS is a tax deduction scheme – it is…

Construction Industry Scheme: What’s the difference between a contractor and a subcontractor?

What is the Construction Industry Scheme and how does it work? A tax deduction scheme…

VAT Reverse Charge for Construction

What is the VAT reverse charge? Used for most supplies of building and construction services,…


Why Use An Umbrella Company

Why use an umbrella company? With remote working rapidly becoming more common than traditional office…

Notice of Termination Template

Accountants Address DATE Notice of Termination – *** Limited Accountancy Services Dear ***, I am…

What is the Apprenticeship Levy and why does it appear in my pay calculation?

The Levy is a small tax charge, payable by all companies with an annual wage…


What is an overarching contract of employment and why do I need one?

This overarching contract of employment allows an umbrella company to pay you as a permanent…

Equality Act 2010 Statutory Code of Practice Protected Characteristics

The Equality Act was introduced into British Law to ensure protection for individuals against discrimination…

Umbrella Company Price Check

Top tips on what to look for when choosing an Umbrella Company Guaranteed Margin Some…


How Does Umbrella Contractor Tax Work?

Umbrella company tax As an umbrella contractor, you will pay all of the same taxes…

Autumn Statement 2022

Income Tax One of the Mini-budget reversals was the basic rate of income tax –…


Mini-Budget 2022

National Insurance For umbrella contractors, the rise in National Insurance earlier this year came as…

The Budget

The Budget November 2023 The Chancellor Jeremey Hunt yesterday announced his autumn budget, potentially the…

Spring Statement 2022

National Insurance We were already aware that National Insurance would be rising on the 6th…



If you have forgotten your password, please email us and we will arrange for the…

Protect your Mortgage and Lifestyle

Contractor Insurance 5 star rated protection starts from as little as £10 per month. Some…

Professional CV Writing Service

A pivotal component in marketing yourself is an engaging CV that sets you apart from…


20% Off Contractors Travel Insurance

The current package offers the following benefits: BUPA will handle emergency medical arrangements and provide…

Private Medical Insurance

Special Offer Purchase a new policy and enjoy discounted premiums: Partner Goes Free in Year…

Contractor Mortgages

Getting a mortgage as a contractor doesn’t have to be difficult! For many contractors, securing…


Umbrella company expenses and dispensations

As of 6th April 2016, dispensations were revoked as detailed in the Finance Act 2016.…

Limited or Umbrella for recruiters

Contractors only have two options: 1. Work through a PAYE Umbrella Company and have all…

How Umbrella Companies work?

How umbrella companies work in 10 simple steps: The contractor finds an assignment with an…


Partner Recruitment Agencies

From time to time you may come across agencies who will only allow you to…

The benefits to recruitment agencies of working with Umbrella Companies

Quite frankly, there are lots of people who don’t understand what an umbrella company is…


How to Become an Engineering Contractor

The list of engineering roles you can choose from is pretty long, but can include…

How to Become a Supply Teacher

A supply teacher will be hired in order to cover the absence of a permanent…

How to Become a Contractor in the Banking and Finance Sector

There are a number of different roles that you could work in this field, including:…


Becoming an IT Contractor

Getting Started in IT contracting In 2018 REC announced demand was at an all time…

Calculate Your
Take-Home Pay

Enter your details into the calculator fields opposite to find out what your take-home pay could be as an umbrella employee or a limited company.

This calculator is for illustration purposes only and is based on a series of assumptions.

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Download Your Free Guides to Contracting

If you’re thinking about becoming a contractor you are bound to have a list of questions as long as your arm. From “how much can I take home?” through to “should I be limited or umbrella?” this Complete Contractor’s Guide will help to answer those questions.

We’ve put together some useful information such as;

  • First-timers Guide to Contracting
  • Choosing An Umbrella Company
  • Contractor Pensions
  • A Guide to IR35
Download Your FREE Guides

What Our Clients Say

Rating stars.

“Never had a problem in 3 and a half years”

I’ve never had a problem with Contractor Umbrella or with any staff. I think that says a lot – I have been paid on time at the correct rate and never had a problem in 3 and a half years. Payslips and pay statements arrive promptly as do P60s and my pay gets into my bank as soon as you tell me it’s been paid. I have used the Rewards programme and saved over £1,000 which is a good benefit.

Rating stars.

“Customer service is absolutely outstanding”

I feel like I was getting a VIP service. Customer service is absolutely outstanding. All my queries have been dealt with quickly and on time. I won’t hesitate to go with Contractor Umbrella again when I will go back to contracting.

Rating stars.

“Have very kind words to say about CU”

Have greatly appreciated the team and how well and efficiently you processed the payroll for me. Have very kind words to say about CU and definitely a good recommendation to anyone I meet new to contracting.

Rating stars.

“I cannot praise you enough for the service”

Thanks so much for processing this and for helping me through this rather tortuous process. You have been so patient and helpful – I cannot praise you enough for the service you have provided.

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Employees Using Our Service
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Why Choose Contractor Umbrella?

Contractor Umbrella is the hassle-free, straight talking umbrella company that provides umbrella employment for UK based contractors and freelancers. Independently voted as the best umbrella company by the readers of Contractor UK.

As one of the most trusted umbrella companies in the UK, we guarantee our employees peace of mind, absolute compliance and complete security. We are one of the longest standing and most respected umbrella companies in the UK.

If you’d like to find out more, call us on 01206 591 000 or request a call back by completing our online form.

Benefits of working through Contractor Umbrella;

  • Fast and easy registration –  be ready to work in 24 hours, simply register online and we’ll take care of the rest.
  • Calculate your take home pay – use our online calculator to find out how much you could be taking home through Contractor Umbrella.
  • Same day payments – We offer same day payments as standard providing funds are received into our account by 9am, for no additional fee.
  • Our Service Guarantee – is our guarantee that you will be looked after at every step of the way.
  • Flexible Limited Company accountancy – when you sign up to our sister company Dolan Accountancy, you can transfer to Contractor Umbrella when umbrella employment better suits or your assignment sits inside IR35.
  • Employee Benefits at Contractor Umbrella there are many benefits available to you as our employee including Childcare Vouchers, our Employee Rewards Scheme, Group Pension Scheme, Foreign Currency Exchange, Contractor Accommodation, Contractor Mortgages and much more.
  • Expert Contractor Support Team – Every employee of Contractor Umbrella has access to our expert Contractor Support Team who are available to deal with any queries that you may have. You can get in touch with the Contractor Support Team, through the online chat, by email or by telephone.
Take Home Pay Calculator