Private Medical Insurance

(5 minutes to read)

Special Offer

Purchase a new policy and enjoy discounted premiums: 25% in the first year, 15% in the second and 10% in the third and subsequent years.

†Terms and conditions apply.

As a contractor, you want to enjoy all the benefits that come from leaving permanent employment. However, with this freedom comes a risk that your income could be disrupted by a routine operation or unforeseen illness. Every day that you are not able to work is a day’s income lost.

Health insurance offers you the peace of mind that, should you fall ill, you can avoid NHS waiting lists, reduce your time away from work and access an extensive choice of hospitals and specialists throughout the UK. So you can get back to doing what you do best – running your business.

Contractor Umbrella are able to provide preferential rates† for you and your family when purchasing health insurance from WPA.

WPA – serious about health insurance

When it comes to your treatment, WPA prioritise clinical best practice over commerciality. Members are free to choose when, where and who provides them with treatment.

Perhaps that is why 62% of consultants surveyed would commend WPA – twice as many as their nearest competitor. To find out more visit:

Data recorded 14.02.19 to 18.03.19 (299 consultants surveyed).

Flexible Health – tailored to suit your needs and budget

WPA’s range of Flexible Health policies (Essentials, Premier and Elite) offer three core levels of cover, with the flexibility to tailor your options with optional benefits such as cancer cover or dental care. In addition, if you are self-employed or a member of a WPA recognised profession, you can benefit from even lower premiums. For qualifying criteria and WPA’s list of recognised professions visit

There are a range of joining (underwriting) terms available and no medical examination is required. A maximum joining age of 65 applies. Pre-existing and long-term medical conditions may not be covered. A 14-day deferment period applies to any symptom(s) or condition(s), whether diagnosed or not, which arise within the first 14 days of your policy commencing.

Terms and conditions:

  • Tom Bradley handles all enquiries on behalf of Contractor Umbrella for WPA and will be your personal point of contact. This is an integral part of the service Contractor Umbrella offers. Tom will ensure that all enquiries will receive a reply and illustrative pricing within 48 hours. For information on how your data will be collected and used, please refer to WPA’s Privacy Policy.
  • The Special Offer is available for new customers who buy Flexible Health Essentials, Premier and Elite policies between 30/04/20 and 29/07/20. New customers will receive a 25% discount in the first year of cover, decreasing to 15% in the second year and a 10% discount will apply in the third and subsequent years whilst you remain a member/client of Contractor Umbrella. Only one offer per household. For full terms and conditions visit
  • WPA health insurance policies are annual contracts of insurance.
  • The Special Offer applies to ALL contractors, the self-employed or members of a professional body, whether applying individually or as a family. Examples of a professional body include, but are not limited to: engineers, accountants, doctors, lawyers, teachers and consultants. If you are a member of an umbrella company the promotion will apply and you will receive all of the discounts above.


For more information or a quotation speak to an expert today

I’m Tom Bradley, Director of JSB Private Healthcare Limited, an Appointed Representative of WPA Healthcare Practice Plc.

As a Healthcare Partner, I only advise on WPA’s products and services, providing access to quality health insurance for individuals and families, the self-employed, professionals and companies of all sizes.

I’m here to help you at every stage of your journey with WPA. My professional advice is guaranteed by WPA, so you can rest assured that I will help you to choose the right cover at the right price. I’m available however you choose, be it a meeting, by email or over the telephone, at a time that’s convenient to you.

07446 856700 (Quote ref: Contractor Umbrella) |

WPA Healthcare Practice Plc (“Healthcare Practice”) is part of the Western Provident Association Limited Group of Companies. Registered in England and Wales No. 07320330. The Healthcare Practice is authorised and regulated by the Financial Conduct Authority. Registration No. 757721.

Western Provident Association Limited | Rivergate House | Blackbrook Park | Taunton | Somerset | TA1 2PE
Registered in England and Wales No. 475557. WPA is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Financial Services Register number 202608. 06/20371

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One week margin free when you sign up with Contractor Umbrella today!
Hurry - Deal ends at midnight tonight.
      Terms and Conditions: 
1 week margin free or £25 reduction on monthly margin. Online registration form must be completed by midnight 6th December 2019. Payment must be processed and margin redeemed by 31st December 2019.