Private Medical Insurance

(4 minutes to read)



As a contractor, you should be enjoying all of the benefits that come from leaving permanent employment. However, with this freedom comes a higher risk that your income could be disrupted by a routine operation or unforeseen illness. Every day that you are not on your client’s site is a day’s income lost.

Health insurance offers you the peace of mind that, should you fall ill, you can avoid NHS waiting lists, reduce your time away from work and access an extensive choice of hospitals and specialists throughout the UK.

Contractor Umbrella are able to provide preferential rates for you and your family when purchasing Health Insurance or an NHS Top-Up Cash or Dental plan from WPA.

Flexible Health – tailored to suit your needs and budget

WPA’s range of Flexible Health Policies (Essentials, Premier and Elite) offer 3 different levels of cover with the flexibility to tailor your options. In addition, if you are self-employed or a member of a WPA recognised profession, you can benefit from substantial discounts. For qualifying criteria and their list of recognised professions visit There are a range of joining (underwriting) terms available and no medical examination is required. A maximum joining age of 65 applies. Pre-existing and long-term medical conditions may not be covered.

Review WPA’s claim service

When you buy health insurance from WPA, you buy their promise that they’ll deliver.

After you’ve made a claim you’re sent an invitation to rate the service you received during the process. Customers rate WPA’s service as 5 star, with an average rating of 4.7 out of 5.

Data recorded 01.10.17 to 30.09.18 (3,557 responses).

Terms and Conditions

Tom Bradley handles all enquiries on behalf of Contractor Umbrella for WPA and will be your personal point of contact. This is an integral part of the service we offer. He ensures all enquiries will receive a reply and illustrative pricing within 48 hours. For information on how your data will be used, please refer to WPA’s Privacy Policy.

Offer is available for new customers who buy Flexible Health Essentials, Premier and Elite Policies between 09.01.19 and 08.05.19. Second eldest on cover is free in the first year; if only one person applies for cover a 25% discount will apply. 10% ongoing discount will apply in the second year and will apply whilst you remain a member/client of Contractor Umbrella. Only one offer per household. For full terms and conditions visit

Offer applies to ALL contractors, the self-employed or members of a professional body, whether applying individually or as a family. Examples of a professional body include, but are not limited to: engineers, accountants, doctors, lawyers, teachers, and consultants. If you are a member of an umbrella company the promotion will apply and you will receive all the discounts above.

For more information or a quotation, please contact your Healthcare Partner

Healthcare Partners have a wealth of knowledge and their expert and professional advice is guaranteed when recommending our products. This will provide you with confidence when choosing a WPA product.

Tom Bradley

Director of JSB Private Healthcare Limited, an Appointed Representative of WPA Healthcare Practice Plc

07446 856700 (Quote Contractor Umbrella)

WPA Healthcare Practice Plc (“Healthcare Practice”) is part of the Western Provident Association Limited Group of Companies.  Registered in England and Wales No. 07320330.  The Healthcare Practice is authorised and regulated by the Financial Conduct Authority.  Registration No. 757721.

Western Provident Association Limited | Rivergate House | Blackbrook Park | Taunton | Somerset | TA1 2PE

Registered in England and Wales No. 475557. WPA is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.  Financial Services Register number 202608.

Still thinking about if you should join Dolan Accountancy?

Give us a call on 01206 591 000 or email