New online service launched to help increase State Pension

Those with gaps in their National Insurance record might be interested to learn about a new online service to help increase their State Pension.

Launched earlier this week, the ‘Check your State Pension forecast’ service will make it easier for people to check and fill any gaps in their NI contributions, if they so wish, by making payment securely online.

The HMRC and Department for Work and Pensions (DWP) service provides information on how much their State Pension could increase and details of the voluntary NI contributions they would need to pay to achieve this.

Those who are eligible have until the 5^th of April 2025 to pay voluntary contributions to make up gaps in their NI record between the 6^th of April 2006 and the 5^th of April 2018.

Then, from the 6^th of April 2025, people will only be able to pay voluntary contributions for the previous 6 tax years, in line with normal time limits.

Minister for Pensions, Paul Maynard, said, “The State Pension is the foundation of income in retirement, which is why we have introduced this new online tool to help simplify boosting it for those who are able to.

“I would encourage everyone to check their State Pension forecast and to take a look at how they could improve their State Pension award with only a few simple clicks.”

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